02-02-2026, 05:50 PM
The comparison questions are usually practiced as well as whether the whole life insurance is better or worse than Max Funded IUL. Whole life has guaranteed increase in revenue and dividend albeit at less potential upside in the middle of product intros. However, in contrast, the interest credited on say the indexes in Maximum Funded Indexed Universal Life is subjected to a limit to prevent losses, and may offer a better payout based on good market results. Whole life does not have such benefits of IULs flexible premiums and death benefit. The prices, warranties and risk levels vary and hence individual objectives are relevant. What is of the greatest significance to you - guarantees or growth potential?